A+ BBB · Reverse mortgage specialist
If our ranking were based purely on borrower reviews, GoodLife Home Loans might sit at number one. It holds an A+ BBB rating with zero filed complaints, and across 400-plus Trustpilot reviews roughly 97% award it a perfect five stars — a level of consistency almost unheard of in lending.
Borrowers repeatedly praise specific representatives for keeping them well informed and patiently answering every question, which is exactly what you want in a product this consequential. As a dedicated reverse mortgage specialist, GoodLife brings focused expertise rather than treating reverse loans as a side business.
The one thing keeping it out of the top tier is reach: GoodLife is available in only about 38 states. If you live in New York, Nevada, Massachusetts, or several other states, you won't be able to use it. But if you're in an eligible state, it deserves a very close look.
The reviews don't lie — GoodLife delivers the best borrower experience on this list. Limited state availability is the only reason it isn't higher.