Reverse Mortgage Proceeds Estimator
Shows how age, home value, existing mortgage balance and program parameters combine to determine available proceeds.
Every tool works without giving us your name, email or phone number. Results are estimates and illustrations — never a loan quote, offer, commitment or guarantee of eligibility. Tools marked "in verification" show their inputs and assumptions but do not publish figures until the calculation method and program parameters have been validated against authoritative sources.
Each tool lists its assumptions, limitations, methodology and the effective date and source of every program parameter it relies on.
Shows how age, home value, existing mortgage balance and program parameters combine to determine available proceeds.
Helps homeowners see which program requirements they can already answer and which need a lender or counsellor.
Shows how repayment obligations, balance growth and access to funds differ between the two products.
Shows how interest accrual, insurance premiums and home value assumptions affect remaining equity.
Helps families understand repayment options and the range of outcomes when the loan comes due.
Shows how the federal maximum claim amount applies to a California home value, and where a proprietary or jumbo product would be the relevant option instead.