Terms of Use

Acceptance

By using this website you agree to these terms. If you do not agree, do not use the site.

The site is operated by [LEGAL COMPANY NAME].

Informational purpose only

All content is provided for general informational and educational purposes. It is not financial, legal, tax, insurance or investment advice, and it is not a recommendation to enter into any transaction.

We are not a lender, mortgage broker, loan originator, or financial adviser, and using this site does not create any advisory, fiduciary, brokerage or lending relationship.

Nothing here is an offer of credit or a determination that you qualify for any product.

No warranty

The site and its content are provided “as is” and “as available”, without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

We work from public and primary sources and we publish the source and verification date for material factual fields, but information changes and we do not warrant that any part of the site is complete, current or error-free. Verify anything you rely on directly with the company concerned.

Limitation of liability

To the fullest extent permitted by applicable law, we are not liable for any decision you make based on this site, or for indirect, incidental, special, consequential or punitive damages arising from your use of it.

Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

Acceptable use

• Do not scrape, harvest or bulk-copy the site’s content or data other than through any machine-readable endpoint we publish for that purpose.
• Do not misrepresent our ratings, methodology or data, including by presenting figures out of context or as an endorsement.
• Do not attempt to interfere with, overload or gain unauthorised access to the site or its systems.
• Do not use the site to submit false information or another person’s information without their authority.

Intellectual property

The site’s text, design, structure, methodology documentation and original research are owned by [LEGAL COMPANY NAME] and are protected by applicable law.

Company names, logos and trademarks referenced on this site belong to their respective owners. Their use here is descriptive, for identification and comparison, and does not imply affiliation or endorsement in either direction.

Short quotations of our research with clear attribution and a link to the source page are welcome.

Third-party sites and content

Links to third-party websites are provided for reference. We do not control and are not responsible for their content, products, services or privacy practices. Once you leave this site, that operator’s terms and privacy policy apply.

Information you submit

Any optional enquiry route on this site is exactly that: optional. Nothing on the site requires you to provide contact information in order to read it.

Consent, contact and lead-sharing terms are unresolved: [ATTORNEY-APPROVED CONTACT / CONSENT / LEAD-SHARING DISCLOSURE]. Until that wording is approved and a reviewed recipient exists, enquiry submission is disabled and nothing you type is transmitted.

Changes to the site and these terms

We may change, suspend or discontinue any part of the site at any time. When these terms change materially, the last-updated date above changes and the change is recorded.

Governing law and disputes

Governing law and venue: [GOVERNING LAW — ATTORNEY REVIEW].

Dispute resolution: [DISPUTE RESOLUTION — ATTORNEY REVIEW].

Contact

Questions about these terms: [EMAIL] — [ADDRESS].