California

Proprietary and jumbo reverse mortgages in California

Why proprietary and jumbo reverse mortgages matter disproportionately in California, and how the federal HECM maximum claim amount interacts with California home values.

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Proprietary and jumbo reverse mortgages in California

Why jumbo products matter more in California

Not written yet. This section publishes only with editor-supplied text and a citation to the statute or a California state agency.

How the federal HECM limit interacts with California home values

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California rules that apply to proprietary products

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Consumer considerations specific to proprietary products

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Federal HECM limit

The federal HECM maximum claim amount is $1,249,125, the same in every state. Borrowers with home values above it are the reason proprietary products exist.

Source: U.S. Department of Housing and Urban Development / FHA · effective 2026-01-01 · FHA Mortgagee Letter 2025-22. Prior year: $1,209,750. — source link pending

Companies licensed in California

No company's licence in CA has been verified yet. A company is listed here only once its state licensing is sourced.
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